If you have more than one mortgaged property eligible for HARP, you can refinance them both. If you want to "re-HARP" the same property, you can’t, unless it is a Fannie Mae loan that was.
Grading Obama’s Home Work – But HARP had other restrictions: If, for example, your mortgage was worth more than 25 percent of your house value, you couldn’t be. more people can use the program and get those low refinancing.
The first is that while HARP only allowed homeowners to use the program once, the new high LTV programs don’t limit how many times people may use it.. if you qualify for HARP, you can check.
FAQs – harpprogram.org – A HARP specialist will analyze the data as well as direct or guide you to all the benefits HARP has to offer. www.harpprogram.org has moments of higher than average volume. Please be patient and you will be helped as soon as possible. It will also speed up the process if you have the necessary documents ready for the HARP specialist.
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PDF Frequently Asked Questions – HARP – You may be able to refinance with HARP as long as your original loan meets the basic eligibility requirements outlined in Question #1. It is best to speak with your lender directly so they can ensure you meet the other eligibility requirements for HARP. HARP.gov Frequently Asked Questions
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The current HARP program. You also have to wait at least 15 months from when your loan was sold to Fannie Mae or Freddie Mac before you can refinance under the new program.. Bankrate.com is.
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You can refinance if you’ve filed bankruptcy as long as the bankruptcy was discharged more than 12 months ago, and you’ve been staying current on your mortgage payment since. With the exception of one type of HARP program, a minimum credit score and debt ratio are not required.