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RESPA also mandates that the borrower receive a copy of a HUD-1 Settlement Statement within one business day of closing. While RESPA stipulates that the borrower request the HUD-1, in most cases the title company conducting a closing will send the HUD-1 to the borrower unsolicited.
Answer: The HUD-1 Settlement Statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance. The HUD-1 Settlement Statement is a document that lists all charges and credits to the buyer and to the seller in a real estate settlement, or all the charges in a mortgage refinance.
Go to the land records office and get a copy of the Deed. If you don’t want to, pay an attorney a few hundred dollars to get a copy. HUD-1 is irrelevant.
The HUD-1 form, often also referred to as a "Settlement Statement", a "Closing Statement", "Settlement Sheet. Meet the Cast of Characters in a Home Sale – When you buy your house and get a loan, you will receive a deed to the property.
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Some of the information on the HUD-1 form would have been useful to complete the income tax paperwork the next spring. It would have had numbers for Taxes, and interest that were addressed at the settlement. It is possible it is mixed in with the next years tax information. If I needed.
The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and mortgage refinance transactions.
The HUD-1 Settlement Statement was a document that outlined home loan terms. It was replaced by the closing disclosure form as of October, 2015, under the administration of the Consumer Financial Protection Bureau.